If you've resolved to wear more color in the New Year, look away! However, if you're looking for chic and affordable ways to dress in 2009, then please keep reading. Here, Mary-Kate Olsen dons a mostly black ensemble, which she keeps looking interesting by using multiple layers in different textures. Then, she takes it up a notch with (you guessed it): A brightly colored scarf. And while MK might be rocking designer accessories that probably cost thousands, no one will be able to guess how little you paid for your Go Jane heels and Hayden-Harnett for Target handbag. Isn't it great to have resolutions you can actually keep?
 Coat, $44.80 at Forever21.com
 Scarf, $7.80 at Forever21.com
 ELLE Dress, Was $60 Now $35.99 at Kohls.com
 Nobo Tights, $5 at Walmart.com
 Hayden-Harnett for Target Hobo Bag, $44.99 at Target.com
 Strappy Shield Peep Toe Heels, $19.70 at GoJane.com