A checkered shirt is on my short-list for fall: you can wear this staple layered under the season's trendy sweatshirts or a classic cable knit sweater. Or style this essential button-down with a puffy vest, leggings and tall boots for a cozy look that's perfect for outdoor activities. Merona always delivers great J.Crew looks for less, and this checkered shirt is no exception. Both options would be a welcome addition to my closet - which would you choose?

Splurge: J.Crew crinkle check shirt, $88 at jcrew.com
Steal: Merona check shirt, $22.99 at target.com

Click through to see a photo of the Merona shirt in real life...