UPDATE 1/15/12: And the winner is— #32 Adele! Congrats to our winner and thanks to everyone who participated.

Please note: This giveaway has ended and is now closed to further entries.

New year, new giveaway! I've teamed up with MYHABIT to offer one lucky BB reader the chance to win a $100 gift card to myhabit.com. MYHABIT is a private sale site from Amazon.com, offering up to 60% off designer brands for men, women, kids and home, with free shipping in US. The deals are dangerously good, which makes MYHABIT the perfect place to shop when you're in the market for a new coat, fab boots, special occasion dress or perfect gift.

{Shown above: My top picks currently on sale, including a (1) Splendid Sweater, $99 (down from $345); (2) Beaute Basics Neutral Eye Shadow Palette, $19 (down from $50); (3) London Fog Handbag $61 (down from $135); (4) 80%20 Oxblood Boots, $107 (down from $210)}

To enter the giveaway:

• 
  Sign up for free at Myhabit.com.
  


• Tell me what you'd buy with your $100 gift card if you won in the comments section below.

Optional (please post a separate comment per entry):

• "Like" this post using the Facebook button below.
  


• "Tweet" this post using the Twitter button below.
  


• "Pin" the image above using the Pinterest button below.

Giveaway ends 2/9/13. Good luck!

P.S. "Like" MYHABIT on Facebook & enter for a chance to win a $500 gift card plus a trip for two to The Standard Hotel Spa Miami Beach.

Just wanted to give everyone a heads-up that the Target x Neiman Marcus collection is now 70% off in stores only. As I'm writing this, it's only 50% off online at target.com ("only," ha!). I took the plunge and finally bought the sequin Tracy Reese top that I've had a crush on since the lookbook first came out. This top has a relaxed fit so the XS fit me well. I feel like the size small would look frumpy since it's a boxy cut with almost dolman-like short sleeves. And I paid a measly $12 because of a cashier error which I swear I just discovered now as I'm checking my receipt for the purpose of writing this post. (They took 70% off the 50% off price of $39.99 rather than 70% off the original $79.99 price. Oops.) If you buy anything on clearance, please note that you only have until January 5th to return. The buzz on twitter, Instagram, Facebook and comments is nearly unanimous - this collab was a flop. But hey, if you bought things you love, just enjoy! I can't wait to wear my Tracy Reese top and I adore the two sets of Tracy Reese dessert plates that I bought for half price online. Money well spent in my book.

I absolutely adore chunky sweaters, but I am allergic to wool (even cashmere!). Do you have any suggestions or ideas of where to look for non-itchy chunky sweaters? —Meg

I have trouble finding chunky sweaters in general, too, so when I got your question, I headed to the mall to see what I could find. After an extensive search, I found the best selection of chunky and cozy sweaters under $30 at Forever 21. Yup, that's right, Forever 21! You wouldn't think they'd deliver substantial winter knits, but they do. I ended up buying three sweaters that I've practically been living in. Personally, I prefer a blend of wool/angora/cashmere and cotton/acrylic for warmth but I totally understand your need for synthetics that won't irritate the skin. I'm super sensitive to wool as well and always layer any wool over a long sleeve tee or button-down collared shirt. Having said that, Forever 21 had a great selection of sweaters made from acrylic, which is surprisingly warm and can be very soft to the touch.

Another place you'll want to check is ASOS.com - a blogger whose style I really admire, love Maegan, gets a lot of her chunky sweaters there at amazing prices (under $30!). See this post for inspiration.

Okay, now for some online finds!

It's been an annual tradition here at The Budget Babe to take a look into the crystal ball each January 1st and make predictions about what the fashion future will hold. Sometimes I'm right (Prabal Gurung is, in fact, teaming up with Target) and sometimes I'm wrong (sadly, Sarah Jessica Parker has not decided to relaunch "Bitten" anytime soon). Here are ten things I foresee happening in the year ahead.

1. DVF will do a line of wrap dresses for Target. Or possibly even Walmart.
2. More stores will follow in the footsteps of H&M and begin to offer clothing recycling.
3. Celebrity fashion lines will continue to spread like the plague. You know Kim K.'s going to do a line of baby wear now that's she expecting! Kate Middleton, on the other hand, will keep the royal birth as low key as is humanly possible.
4. More brands will offer customizable fashion experiences, like those design-your-own-M&Ms - only for fashion.
5. Amber Riley will launch a plus-size collection with Kohl's. Or some other major big-box/brand. How amazing would that be?!
6. Julep will name a nail polish after me. Okay, that's just a totally narcissistic fantasy but anything could happen!
7. JCPenney will surprise industry experts as customers adjust to the big changes and sales surge. Also, they'll expand their collection with Jenny Packham if they know what's good for them.
8. Forever 21 will bring back it's maternity line (online and in more stores) and finally launch a home collection. Please?
9. In terms of trends, color isn't going anywhere - it's photographs better than black and in our digitally shared world, that's key.
10. Social shopping will surge across platforms like mobile phones, sites like Haulerdeals.com and even Pinterest.

What would YOU like to see happen in the world of fashion in 2013?

All too often, I post my purchases on Instagram and they never make it to the blog, so today I thought I'd take a quick moment to share my latest purchases from Kohl's, which is having a huge end-of-year clearance sale right now through Tuesday. I wanted to use up my Kohl's cash before it expires tomorrow, but because of the steep discounts, and I ended up with Kohl's cash left over! On this trip, I picked up an LC Lauren Conrad velvet blazer for $11.10 (down rom $74), an LC Lauren Conrad polka dot blazer for $10.50 (down from $70) and an Apt. 9 sequin jacket for $28.12 (down from $125). My sister's wedding is less than 2 weeks away and I still haven't figured out what I'm wearing to her bridal shower or the rehearsal dinner, but now I have some options: I can winterize a dress I already own by topping it with the velvet blazer, and I can toss on the sequin jacket with a blouse, skinny jeans and pumps for another festive party look that will work in Chicago's frigid January weather.

If you have Kohl's cash that expires, don't forget to use it today or tomorrow in stores or online. One reader told me Kohl's will accept expired Kohl's cash - does anyone else have experience with this? I hope it's true!

Another tip for extra savings: Use your coupons! Get an extra 15% off everything with code CHEERS online at kohls.com OR print your savings pass to use in stores OR download the Coupon Sherpa mobile app and simply show the cashier your coupon on your smartphone (that's what I did).

What end-of-year deals have you scooped up this holiday?